Qualifying Illnesses

Terminal Illness– Generally, if you have been diagnosed with a terminal illness that results in death within 24 months (12 months in some states) with a certification of illness by your licensed physician.
Chronic Illness– A licensed physician has certified, within the past 12 months, that you are unable to perform two out of six ‘’Activities of daily living’’ for a minimum period of 90 consecutive days without help.
Critical Illness– A licensed physician has diagnosed and certified the critical illness. A few examples of Critical Illnesses include:
- ALS (Lou Gehrig’s Disease)
- Cancer
- Cystic Fibrosis
- Heart Attack
- Stroke, sudden Cardiac Arrest
*Please note each Life Insurance Carrier has their own set of classifications, qualifications and guidelines when it comes to certain illnesses.

Enfermedad Terminal- En general, si a usted le han diagnosticado una enfermedad terminal que resultará en la muerte dentro de los 24 meses (12 meses en algunos estados) con una certificación de enfermedad proporcionada por su médico autorizado.
Enfermedad Crónica- Un médico con licencia ha certificado, en los últimos 12 meses, que no puede realizar dos de las seis “Actividades de la vida diaria” durante un período mínimo de 90 días consecutivos sin ayuda.
Enfermedad Crítica- Un médico con licencia ha diagnosticado y certificado la enfermedad crítica. Algunos ejemplos de enfermedades críticas incluyen:
- ALS (enfermedad de Lou Gehrig)
- Cáncer . Fibrosis Quística
- Ataque Cardíaco
- Paro cardíaco súbito
*Tenga en cuenta que cada compañía de seguros de vida tiene su propio conjunto de clasificaciones, calificaciones y pautas cuando se trata de ciertas enfermedades. ¡Ahora pasemos a lo bueno!
Excellent leafership. So proud to reside in this great city.
Patty and I were contacted by Heidi on Saturday January 9th. The appointment was scheduled for Sunday 1PM at Collins. We arrived a few minutes early.A Friendly greeting,temp check and we were guided through the paperwork;very helpful staff. At 1 o’clock Patty was vaccinated, afew minutes later so was I. We waited the appropriate amount of time and were check on to be sure all was well.
We were home before 2 o’clock! This procedure could not have gone any smoother.
Thank you David Hebert and the entire staff of Oakland Park.